After a degree in Actuarial Science from City University, Joanna Southwell qualified as a Chartered Accountant in 1991. She joined Warrior International Ltd in 1992 as Finance Manager. Following Standard Bank's acquisition of Warrior in 1997, she worked for Standard Bank London as Compliance Manager. Joanna is CF&Co's Finance Director & Company Secretary with responsibility for financial and regulatory controls. Joanna joined CF&Co shortly after its foundation in 2000.